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American borrowers hold over a trillion dollars’ worth of student loan debt.Lawmakers have proposed a plan to cancel part or all this debt for many borrowers abs this has been in the news recently. Fallowing questions to be addressed . Why is this considered a social problem? How does this affect society beyond the individual borrower? Using structural-functionalism, discuss how the cancellation of this debt would affect society. What would be the impact of debt relief on other social institutions? Using conflict theory, discuss the social factors that contribute to a person defaulting on playing their loans back. Why might women and people of color be Among those who are most likely to be in default on their loans? If all or part of the current student loan debt is canceled, how might we avoid running up the debt again? In other words, how do we make sure that in 20 years we are not facing the same crisis?
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