Pretend that the Lakeberg family discussed in chapter 13 belongs to an HMO, and that you are the HMO’s medical director. The Lakeberg parents want surgery to separate the Siamese twins at the cost of $1 million. The list of benefits covered in the Lakebergs’ HMO policy neither affirms nor denies their right to the surgery, so the responsibility to approve or deny the surgery falls on you. What do you decide? If you approve the surgery, who will end up paying for it? Is there an ethical dilemma involved in this situation?
**THIS IS A CLASS DISCUSSION, NO NEED FOR MLA OR APA**
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