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 • The body of the report shall be ten (10) pages, double-spaced and type written. This does not include the title page or reference page • Term paper shall be in MS Word [.doc], Corel WordPerfect [.wpd], or Rich Text Format [.rtf] • Your term paper format must follow the American Psychological Association (A.P.A.) guidelines.• All work, words, and ideas of others must be cited. • Papers not in A.P.A. format will result in a reduced grade. The report will have a minimum of three (3) references in the bibliography. References may include: • text books • magazine articles • newspaper articles • reference books (encyclopedia, dictionary) • electronic media (Internet material)and references using the A.P.A. format.  Term Paper Topics • Select from one of the following topics:  • The Elements of a Risk Management Plan  • The Fair Access to Insurance Requirements(FAIR)Plan  • The United States Fire Problem • Risk Management Practices in the Fire Service • Risk Management and Safety as an Organizational Culture 

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