S​‌‍‍‍‌‍‌‍‍‍‌‌‌‍‌‌‌‌‌‌​ummary: The banking sector in Kuwait have already started

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S​‌‍‍‍‌‍‌‍‍‍‌‌‌‍‌‌‌‌‌‌​ummary: The banking sector in Kuwait have already started their digital transformation journey, how can they unlock the full potential of DT, what is missing, what capabilities and value creation does DT bring to banks in Kuwait, what repercussions could they suffer if they do not apply DT correctly (are they?)
1- thesis title should reflect at least three main issues: (a) the direction of what are you planning to do e.g. “developing, studying, discovering, understanding, etc.”, (b) the phenomenon, main variable, concept, construct that you are planning to study “adoption, failure and success …etc.” (c) the business, or the sector “banking” location “Kuwait”.
2- Introduction – Literature Review: In this part, you might need to show how much (depth and breadth) you have read and explored the current and actual literature in the field of interest to date. A brief introduction regarding the business and its evolution “trend” (growing or deterioration) world-wide will give an idea to the reader how important is the business you have selected as a topic of your thesis (research/project). In terms of signs and symptoms (evidence or the triggers) of the problem, you might be able to show why you see this
topic would be a research point. Potential theories (the theoretical side of the subject) that have been used previously by other scholars to explain certain
issues (phenomena) in the business you have chosen. Meanwhile you perhaps need to pinpoint some cases in the context of world-wide that have similar challenges and issues and you want to use them as practical evidence to prove your point (the best practice). Last section or paragraph in this part should be dedicated to the local case, i.e. you need to show the signs and symptoms in the local case/context (your local market; country), and why you think it is an issue and it needs to be studied. Of course, this part needs from you some preliminary investigation with the SME’s (Subject Matter Experts) who you think they have the experiences and the knowledge (wisdom) to assure you that your point is wanted, and it is a hot/critical issue and deserved to be studied.
3- Problem Definition – the Big Question
After stating the motivation in the previous part, now you are ready to formulate a big research question, which you think your research will try to answer. Make sure that it matches (aligned with) the title or the title matches it and that it goes in line with the previous section. You need to differentiate between research problems and business problems (or business issues). Business issue or business problem is the sign or the symptom that triggered the whole study. As for the research problem, it indicates “what is the knowledge that indeed is missing”. In other words, we always think (and we may be right) that in order for the business issues to be resolved (or solved) we just need to create new knowledge that was not known before. For this reason, we initiated our study or project with the purpose to create (discover) this missing knowledge.
4- Research Objective
According to the research problem and the research question, define the research objective. It could be to develop a framework to solve the problem mentioned above. It could be to test or evaluate or assess or compare or discover or develop, etc. Most importantly is to use one of the templates depending whether the research is following a qualitative or quantitative paradigm.
5- Framework: List the theory (theories/models/frameworks) that you are going to adopt in the study.
to what factors, variables, constructs, concepts should we, as researchers focus on and what not to focus on. We believe, think and hypothesize that with those factors, variables, c​‌‍‍‍‌‍‌‍‍‍‌‌‌‍‌‌‌‌‌‌​onstructs and concepts we will be able to explain the reality and the phenomena under investigation. So, list those
variables, factors, constructs and concepts as well as get their original definitions
(conceptual and operational definitions) and indicate which construct structure you are referring to; reflective (from construct to items or indicators) or formative (from items to construct).
6- Research Assumptions / expectations:
a starting point (the base and foundation). Strong assumptions backed up and supported by strong evidence, which are stemming from rigorous reading of the current literature and thoughtful discussions with the SME’s.
7- Limitations: list, what are the limitations of your study where it will be valid or not valid. Limitations can be related to the variables or factors that are not in your model or framework. Nevertheless, you must justify why you did not include them (the variables). You must have good reasons.
8- Research Questions: one major research question “MjRQ”, which is in alignment with the big
research question “BRQ”. “BRQ” emerged from the literature and from the preliminary
investigation with the SMEs without referring to a particular theory. The “MjRQ” is a specific question and generated from the Framework (theory) by using the same terminology (variable or factor names) which are used in the framework or the theory.
plus generate minor research questions from the theoretical framework. Specific Research Questions which are stemming from the framework using the exact variables. Answering these minor research questions will build up the answer of the major research question and hence the big research question
(defined above). Each question usually will investigate one of the relationships in the framework. formulate the number of the minor research questions the same as the number of the relationships in the framework. Remember the questions might be non-directional and might be directional depending on the assumptions (the starting point, i.e. the prior knowledge, whether we know that there is
a relationship between the X and Y or we do not know). Hence, it might take the form of
“is there relationship between factor X and factor Y?”, this was a non-directional question. Furthermore, it might take the directional form such as “to what extent does
factor A affect factor B?”, this is a directional question.
9- Hypotheses or Propositions: expected answers for the research
questions (major or minor ones) developed above. All expected
answers will be written in two-mutually-exclusive-statement form, with the most likely
answer to be written as the alternative statement (hypothesis, Ha which is your claim
about what is going to happen) and the reverse of it is known as the null hypothesis, Ho.
Example:
Ho: No relationship between X and Y
Ha: There is relationship between X and Y (it is your bias and claim as researcher)
10- Data Collection: “Data Acquisition”. This section should answer the following questions: (a) what data to be collected “this what we call it operationalization process”, in which a construct can be
modeled as a formative (items to “->” construct) or reflective (construct to “->” indicators/items), (b) how to be collected “data collection instrument, interview, questionnaire, focus group, etc. …”, (c) what scale should be used, ordinal, nominal, interval, or ratio, (d) what are the population characteristics from which the sample will be chosen/drawn to collect the data and how the sample is going to be selected “randomly, networking, judgmental, stratified, etc. …”, (e) what is the size of the sample, (f) what data analysis tools will be used to test the hypotheses.
11 – Time​‌‍‍‍‌‍‌‍‍‍‌‌‌‍‌‌‌‌‌‌​-Line:
put all tasks and activities on time-line (week based) maximum 5-6 months

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