Proposal Argument and Thesis Outline ENGL101: Composition and Rhetoric (B08) The

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Proposal Argument and Thesis Outline
ENGL101: Composition and Rhetoric (B08)
Thesis: The government should modify student debt and school fees in accordance with each student’s yearly income in order to alleviate the financial strain of going to school.
I. Introduction
A. “Just as the rich rule the poor, so the borrower is servant to the lender.”
(Proverbs 22:7, NLT).
B. Students are defaulting on their repayments at an alarming rate, and so as a result, the total level of debt they owe the government will continue to soar to unsustainable levels. “There is already $1.2 trillion in education debt in the United States, which is anticipated to rise to $2 trillion in 2025.” (Kirzner, 2017, p. 578).
C. The government should alter college debt and school fees based on each student’s yearly income in order to alleviate the financial strain of obtaining a higher education.
II. Body Paragraph I: In the long term, reducing school loans and college fees will significantly reduce the number of outstanding student loan debt accrued by the U.S. Department of Education.
A. By making education more affordable, the US Department of Education will be able to take on less debt when issuing loans to students.
III. Body Paragraph II. More potential students with little earnings will have the courage to explore an advanced learning without the risk of getting behind on their student loans, or defaulting them
A. “More than half of American borrowers—56 percent—struggled making loan payments in the first five years following graduation,” according to research by Kevin Carey. (Kirzner, 2017, p. 574).
IV. Body Paragraph III: Tuition costs would stop going up every year if there was a price that was based upon every student’s earnings and ability to afford.
A. There has been an increase of around 25 percent in private college expenses over the previous decade,” says Astra Taylor. (Kirzner, 2017, p. 578).
V. Body Paragraph IV:
A. Modifying college loans based on earnings would add to the nation’s already massive debt.
1. By reducing the amount of money students borrow and owe, delinquent loans are less likely to occur due to cost, and college tuition will be reduced in the long term.
B. Students will take advantage of the option to attend school at a lesser cost and end up with nearly the same or even more debt than they would have had otherwise.
1. Individuals who get a degree and owe less money are more likely to seek and continue with a profession, pay off their debts, and only take classes if necessary.
C. Universities will close as a result of less income from cheaper expenses and loans.
1. Lower expenses may entice more individuals to attend college who previously thought it was unattainable. To lessen the burden on universities, the administration could boost the amount of funds it provides to institutions, which in turn would reduce the number of loans and charges they must pay.
VI. College debt will keep rising unless the administration finds a solution to mend the dysfunctional system of education financing. By reducing college loans and limiting college expenses on income, the administration can not only relieve our country and people of unnecessary debt, but also make higher education more accessible to individuals from all backgrounds.
References
Kirszner, L. G. (2017). Practical Argument: A Text and Anthology, 3rd Edition. [Bookshelf
Online]. Retrieved from https://online.vitalsource.com/#/books/9781319155797/

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