Math Homework 5 Problems

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I need help with a Mathematics question. All explanations and answers will be used to help me learn.

One application of ‘Exponential Functions’ is the concept of compound interest.

In this case, we will use the following formula to determine the future value of an investment with monthly payments:
A

=
P
[
(
1
+
r
)
n
−
1
r
]
.

A=future value P=payment amount r=interest rate per period n=number of payment periods

For example: If $100 were deposited monthly at annual interest rate of 12% for 20 years, then P = $100, r = .12/12 = .01 and n = 12*20 = 240. The formula would look like A = 100[(1+.01)^240-1]/0.1 = $98,925.54.

Write this formula down to use when answering the questions.

Question 1: Rachel deposits $200 into her retirement plan each month and her company also deposits half of Rachel’s monthly deposits into her retirement plan as well. Find the monthly total being deposited into Rachel’s retirement plan. The retirement plan earns 6% per year, compounded monthly, so the interest rate per period is 0.06/12 = 0.005. Rachel wants to retire in 30 years, so the number of monthly payments is 12 times 30 = 360. Using the formula stated in the instructions, how much money will Rachel have in her account when she wants to retire in 30 years? Round the answer to the nearest cent.

Question 2:How much money will Rachel have in her account if she decided to retire in 40 years in stead of 30 years? Round the answer to the nearest cent.

Question 3:How much more money would Rachel have by retiring in 40 years instead of 30 years? Round the answer to the nearest cent.

Question 4:How much money did Rachel and her company deposit into her account during the additional 10 years? Write the answer to the nearest whole dollar. Do not include any cents in the answer.

Question 5:How much extra money was in her account after 40 years as opposed to 30 years as a result of the compounded interest? Write the answer to the nearest cent.Overcoming the Brain’s Negativity Bias and Hardwiring Happiness: assignment help philadelphia
I’m studying for my Psychology class and need an explanation.

Let’s pretend 100 notable things happen to you in a week. Perhaps, most of them are neutral (producing nonspecific feelings of contentment, maybe boredom). Some might be positive (producing confidence, sense of belonging, relaxation, happiness, even joy), and a few of them negative (producing anger, fear, disgust, or negative emotions). While 80 could have been neutral, 19 were positive, and 1 was negative – where do you find that your brain wants to spend it’s time?

Why is it that 80 things can be neutral, 19 positive, and 1 negative in a week – and it is difficult to focus on anything but that one negative thing? Have you ever wondered if the brain is “wired” to pay more attention to NEGATIVE experiences? Is it harder for the brain to pay attention to POSITIVE experiences? Does this change or shape our perception of the world in a negative way? Make us more or less resilient, cynical, optimistic, or creative? More or less prone to Depression? Anxiety?

It turns out – you might be onto something…..

For this “Get Off Your Computer” assignment you will be experimenting with your own brain’s Negativity Bias. First, you will do some preparation by watching the videos below. You will then get to know your own personal biases by doing a self-assessment of your Emotional Intelligence. Third, you will then perform an experiment in real life to try and alter your brain’s negativity bias, and see what happens. Last – you will complete a brief assessment and report on your experimental findings.

PREPARATION: Watch the following video, Dr. Rick Hansen detailing his work, on Hardwiring Happiness:

Then watch the following video, Dr. Alison Ledgerwood on her work, Getting Un-Stuck From Negative Thinking:

Element 1: Complete the Time 1 Self-Assessment ( How Emotionally Intelligent Are You? How Emotionally Intelligent Are You? – Alternative Formats

WLEIS, and score it). Make some notes.

****Important note: the Likert Scale scores are actually 1-5 (not 1-7). It is scored the same, however. See attached document.

Element 2: Perform 2-3 Random Acts of Kindness. Use the embedded resources below to prepare yourself and acclimate to the parameters of this assignment. You will be either planning or spontaneously performing these acts, as part of Hanson’s “HAVE” component of his acronym. It is important to be prepared, and not to go too far off. Use the embedded resources to choose a good activity. If you want to plan something bigger, or different – please text, call, or email your instructor for approval. Identify your Hypothesis: What will I personally experience if I perform this act? Will I be able to alter my Negativity Bias?

Random Acts of Kindness List Random Acts of Kindness List – Alternative Formats

Element 3: Complete the Installation Procedure as soon after the experience as possible using the embedded Random Acts of Kindness Field Notes. Note how you feel physically after the experience (Heart rate? Adrenaline? Body sensations, etc.), and note how you feel emotionally before, during and after the experience (you can use the embedded Mood Meter / Emotion Word Descriptors sheet to find additional ‘words’ for emotions). Note any observations of your environment, and ask yourself key questions to Absorb and Enrich it (telling your brain to lock it down in Long Term Storage). How is this experience NEW or Different? How is it relevant to me? My goals? My values? Who I would like to be as a person? It will be hard to focus, but be sure to spend about 20-30 seconds intentionally staying with the thoughts, physical, and emotional experiences produced to install them. Write some notes in the Field Notes templates provided; you’ll need these notes for later.

Random Acts of Kindness Field Notes Random Acts of Kindness Field Notes – Alternative Formats

Element 4: Finally write a Self-Reflection 3 page maximum – Double Spaced (12 point, Times New Roman font), that includes:

A). A brief (1 paragraph) summary for each Random Act of Kindness you performed, why you chose them, and what the outcome of that act was (note: sometimes you won’t know, and it is ok to write that you don’t). Describe your Hypothesis of how you thought these acts might impact you physically and emotionally.

B). A brief (1 paragraph) summary of your physical, and emotional experiences before, during, and after each of these acts.

C). A brief 2-3 paragraph Self-Reflection about your interpretation of your experiences, and whether you were able to alter your brain’s Negativity Bias (how did you do and why?).

D). Based on your findings, answer the question: Is kindness a social norm? Discuss.

E). How are the negativity bias and kindness are related in this experiment (2-3 paragraphs).

Element 4: Relate your self-reflection to the information provided in your text (source 1) and at least 1 outside academic / scientific source (journal article, book, .gov, .edu, or .org website).

UPLOAD ALL: Your Emotional Intelligence Test and Scores, Your Field Notes, and your Paper.A short project of introduction to mathematical statistics (math 403).
I need help with a Statistics question. All explanations and answers will be used to help me learn.

Project:

Random variables are all around us, from the time we require to commute to school, to

the percentage of lecture material we remember for the exam, we can describe much of

the world around us using probability.

Project Statement:

Find a random variable in your day-to-day life, call it X(ω) and do the following:

1. Describe X as either quantitative, qualitative, discrete, continuous, etc.

2. Give the support of X (i.e. its possible range of values)

3. Speculate on its distribution. Is it normal, geometric, exponential, etc. Give specific

reasons and justification for this speculation!

4. Sample this random variable at least 5 times.

5. Use this sample to estimate its parameters.

6. Give the newly parameterized distribution explicitly.Discussion Board
I need support with this Management question so I can learn better.

Go to www.cnbc.com and explore the video tab by using the key term diversification. As you learned in this unit, there are various sources of information. Watch at least three videos you find, list the videos you viewed, and provide a summary of the type of information the video contained and how it relates to this unit.BUSN601 discussion response: nursing assignment help services
I need an explanation for this Business question to help me study.

Hello,

I need four responses of at least 200 words each for the below students discussions for this week. Also in the bold below are the questions the students at answering.

Unfortunately, auditing is not necessary for effective financial reporting. Do you agree with this statement? In 300 words, defend your position.

Student one:

Position

After reviewing this statement, I am going to have to respond with a resounding no. It is absolutely important for the financial activities of a business to be kept track of. This is how you avoid incidents of the illegal kind which would be bad for the boss who could possibly be unaware of such actions. The accountability of a company must be a thing, otherwise, who knows what kind of shenanigans they could get away with?

Purpose

Audits allow for an outside look at a company to ensure everything is legit with the company. This is to see to it that every transaction is recorded as to avoid any off the record transactions which is common occurrence believe it or not. The process is different for small time companies who only receive one review per year while big time companies require multiple audits which are done by the accounting staff. Now the accounting staff can deliver two types of opinions: unqualified and qualified. Ironically, unqualified opinions happen when the auditors believe the company is following all the accounting rules . Once this has been established, the statements are then made official. Qualified opinions have the opposite effect as this is when errors are found. As a result, auditors will then report a possible violation of the GAAP and what should be on the inside to rectify the situation. Until those corrections are made, auditors will not be inclined to sign off on anything.

Importance

Auditing financial statements are important for potential investors and economists alike as it assists them in deciding whether or not a company is truly in good financial standing by legitimate means. It mainly protects investors from making bad investments in shady and untrustworthy businesses. Auditors should not be seen as the enemy as their reports are only done in order to discourage and reduce the likelihood of fraud or corruption within a company as these kind of things should be frowned upon. Ultimately, these precautions are more than necessary for effective financial reporting and I feel it would be unwise to think otherwise.

References

Retrieved from https://www.affluentcpa.com/audit-of-financial-statements-under-us-gaap/

Retrieved from https://www.investopedia.com/terms/a/audit.asp

Vitez, Osmond. (2019). Purpose of Auditing Financial Statements Retrieved from https://bizfluent.com/about-5179679-purpose-auditing-financial-statements.html

Student two:

Hello all

In regards to global business, the International Accounting Standards Board (IASB) sets forth and manages the International Financial Reporting Standards (IFRS). These standards provide guidelines for businesses on how to report different different transactions and financial events within their organization. (Lumen Learning, n.d.) Financial reporting is extremely important, and aims “to provide financial information that is useful to others in making decisions related to providing resources to the entity.” (International Accounting Standards Board [IASB], 2018) This is done a number of ways, including four very important financial statments: income statement, balance sheet, statement of retained earnings, and statement of cash flows. (Lumen Learning, n.d.) Unfortunately, these four financial statements may not always be accurate, whether intentional or unintentional, and can cause many problems for the business as well as investors. One way to verify the reported information is to perform an audit, which could be internal or external.

Internal auditing is done inside the company and generally focuses on efficiency matters. External auditing is done through a licensed professional that has no ties to the company, which in the United States is a Certified Public Accountant (CPA). (Lumen Learning, n.d.) External auditing helps to take some of the bias out of the audit itself and the objective “is to enable the auditor to express an opinion on the financial statements if they are prepared in all material respects under a financial reporting framework.” (Vasile, E. & Gruia, P., 2018) By following a set of guidelines and standards, the auditor is allowed the ability to objectively report their findings regarding the company’s financial statements.

In my opinion, it is extremely important for a company to engage in external auditing of their financial reporting. I also feel that it is 100% necessary for auditing to occur if a company wishes to keep their financials in check and steer clear of any financial scandals. It is an essential part of business in general and should be considered a necessary means for keeping the company financially healthy.

References

International Accounting Standards Board. (2018). Conceptual framework for financial reporting. Retrieved from www.ifrs.org/-/media/project/conceptual-framework/…

Lumen Learning. (n.d.). Accounting and taxation in global business. Retrieved from https://apus.realizeithome.com/RealizeitApp/ContentDelivery.aspx?Token=aNYykCmNB67yN6Icr3Mj2qlur0E6s4Unlk3SsUN5gvwM5YzGjCpWACnEZ31aKE6lseTj1idL6kJcoii2QtmHn7y2fx4Dj8xEbv96uIveh26G7q7sSdzFIRxTYUol82fSXYOEh8AM1r23T94BCTKe4Gh8ycZyk9FgzZExuqyHSyoXZxgQzfZazFrrcTMCJVBtkkmC1Fd9BrX0YHHUPXblsBlVRuC0HULyusqvCEsrC9UERIebfQRlMxKiE3gZGL9RXPw0yWSaB67wECr3YxnrqDtYk3EyK4w6gk1QEIBZK5Ye4PnEL0yUw50NzevdwOOE97FTovi3YPpObjy9MR7lNJyT2Cn3h72x7OiD6JkLdK8YjiIN5tiTZzXLuturSjqDfHuuXoyVJOqJgboXIEJVSrh0YQvuXh8wH2IJF1S5KT1fdJT8tPx6pgRLlx5Qog9XrHC7QVFxOOI8T1ufcGBjiZIru4HYvZcl4

Vasile, E. & Gruia, P. (2018). The importance of financial accounting auditing in the identification of economic criminal activities. Audit Financier, vol XVI, no 3(151), 398-406. doi: 10.20869/AUDITF/2018/151/019

Student three:

People tend to mess things up from time to time. When it comes to the financial side of a business, it can happen on purpose or it can happen because someone made a mistake. It’s important for businesses to take steps so that their shareholder can feel comfortable about the numbers that are being reported. For this reason, I do not agree that financial auditing is not necessary for affective reporting.

There are two main types of auditing; internal auditing and external auditing. Internal auditing takes place from an agent within the company who will look at various aspects of the company to see if it is operating properly or if it can be improved. These reports are viewed by the leadership within the company and a determination is made on whether or not changes are needed to meet external auditing standards.

External auditing can only be performed by Certified Public Accountants who are operating independently from the company. They must submit their findings using specific forms, unlike the internal auditors who can submit findings in any format. External auditors, in my opinion, give a better sense of direction on a company for its shareholders. There is a lot less of a chance of tampering with external auditing results.

Auditing fraud goes back years. In 1938, McKesson & Robbins, a drug company, was caught after they tried to fake 20% of its assets. K-Mart even convinced “big suppliers like Coca-Cola and Kodak to report promotional payments before they were actually paid.” (Fisher, 2011) They were able to do this by threatening to pull their products if things didn’t go the way they wanted. Luckily, this information came out and shows us just how far companies will go to make themselves look better on paper. External auditing is a big way to keep companies honest.

Sean Miller

Resources:

ACCOUNTING AND TAXATION IN GLOBAL BUSINESS. (n.d.). Retrieved from https://apus.realizeithome.com/RealizeitApp/ContentDelivery.aspx?

Bragg, S. (2019, July 9). The difference between internal and external audits. Retrieved from https://www.accountingtools.com/articles/the-difference-between-internal-and-external-audits.html.

Fisher, D. (2012, July 8). Scamming The Auditors Is As Simple As Cut And Paste. Retrieved from https://www.forbes.com/sites/danielfisher/2011/11/08/scamming-the-auditors-is-as-simple-as-cut-and-paste/#4177b482a432.

Student four:

Hello Class,

This week’s post propounds that auditing is not necessary for effective financial reporting. I disagree with this statement. An audit can be defined as an intricate examination of the financial reports of an organization. It is used to reassure various stakeholders than an organization’s accounting reports are accurate. This task is usually done by a CPA who accumulates and evaluates a company’s accounting records. Audits can be internal or external.

An audit serves several purposes which ensures effective financial reporting. Firstly, an audit ensures compliance. Most industries have statutory requirements (Sanghavi, 2019). An audit gives both the organization and stakeholders the peace of mind that the organization is compliant. On the other hand, if an organization is non-compliant then there will be fines, damage to the firms reputation and damaged to customer relationship (Sanghavi, 2019).

Another benefit of an audit is business improvements. An audit is an in dept look into the internal systems and controls within an organization. The insight gained can be used to identify arears for improvement. An audit can identify deficiencies in accounting practices, governance, culture and business systems (Sanghavi, 2019).

Credibility is another result of an audit which makes an audit necessary for financial reporting. An audit is an independent and impartial verification of financial statements. The results are a “true and fair” representation on an organization’s current situation. Therefore, investors, stakeholders, customers, lender and other entities can use it to establish credibility (Sanghavi, 2019).

An important benefit of an audit which cements its importance is its ability to detect and prevent fraud. An audit can detect fraud, errors and corruption. An auditor an detect weakness and establish the systems and controls needed to eliminate these areas of risk (Sanghavi, 2019). A major part of an audit is the analysis of financial transactions. While doing so an auditor will go over income, assets, liabilities and expenditure. This step can be used to provide insight to improve financial planning, budgeting and financial decision making.

An audit is an immeasurable tool for any organization. It provides insight, direction and credibility.

Reference

Sanghavi, B. (2019, January 29). Top 5 Benefits An Audit Provides. Retrieved from https://www.uhyhn.co.nz/2019/01/29/top-5-benefits-an-audit-provides/.

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