Is more choice in health insurance plans better than less choice? Are there thr

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Is more choice in health insurance plans better than less choice?
Are there thresholds that matter, like moving from no choice to two possible choices, for example, or from 5 possible choices to 20?
Related reading:
1. https://ucnet.universityofcalifornia.edu/compensation-and-benefits/health-plans/medical/medical-plan-comparison.html
2. BHT Chapter 11: Moral hazard
3. https://www.vox.com/2015/10/14/9528441/high-deductible-insurance-kolstad
4. https://www.huffpost.com/entry/health-insurance-vocabulary_n_563b8e20e4b0307f2cac5fe0

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