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Explain How You Plan to Achieve Your Goal
Posted at 11:40h
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Purpose
In Chapter 1, weve learned that having specific financial goals in writing that you review on a regular basis is the foundation of successful personal financial planning. In this discussion, you will be able to practice how to write specific financial goals.
Direction
For this exercise, you will need to:
1. List 1 short-term financial goal and 1 long-term financial goal you would like to achieve.
Be sure to review section LO1-3 in your textbook (pages 13-15) before you write your post. Remember that a short-term goal is something you hope to achieve within the next year, while a long-term goal is something you hope to achieve more than 5 years from now. Use the S-M-A-R-T approach described in the textbook when constructing your specific goals.
2. Explain the specific steps you plan to take to reach those goals.
For example, suppose your short-term goal is to pay off your credit card debt by the end of the year and your long-term goal is to get a higher-paying job. To pay off your credit card debt, would you cut spending in certain areas or get a part-time job, or both? To get a higher-paying job, do you need to switch careers or get additional education/training?
3. Post a meaningful response to at least one other students post. The meaningful response can be advice, suggestions, encouragement, etc.
* You will not be able to see the posts of your classmates until you make your own post.
Submission
Please use the following format for you post:
Short-Term Goal (within the next year)
Describe Your Short-Term Goal
Explain How You Plan to Achieve Your Goal
Long-Term Goal (more than 5 years away)
Describe Your Long-Term Goal
Explain How You Plan to Achieve Your Goal
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