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You are a financial Planner making over $500 an hour. Very Rich Client owns ten Burger King
Restaurants in California. He has 500 employees and does not offer any retirement savings
programs to his employees. His employees have informed him about CalSavers. Please advise
Very Rich Client about California’s new retirement savings program. He has no understanding of
the program, and he expects you to draft a memorandum explaining the program in detail and the
consequences of not initiating this program in his restaurant chains. (This program is not in the
textbook so please do your own independent research.)
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