What are the reasons for rising health care expenditures, and what is being done by various groups to curb the high costs of health care?

Learning Goal: I’m working on a finance question and need an explanation and answer to help me learn.What are the main benefits and drawbacks of renting a place of residence? What components of a lease are likely to be most negotiable?
What are the reasons for rising health care expenditures, and what is being done by various groups to curb the high costs of health care? How can you reduce your health care costs as an individual?
What is life insurance? What is its purpose? Also, what some methods of determining life insurance needs?

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