Macroeconomics – Savings And Investment

By
Responsive Centered Red Button

Need Help with this Question or something similar to this? We got you! Just fill out the order form (follow the link below), and your paper will be assigned to an expert to help you ASAP.

Order Form

I’m stuck on a Economics question and need an explanation.

Risk is a key characteristic to understanding interest rates. Interest rates are key to the loanable funds market. The goal of this exercise is to better understand how risk directly factors into interest rates. Let’s try this example.

Pretend you are a bank that has no costs whatsoever. Further, you’re a non-profit bank whose only goal is to break even. Explain what you need to set as your interest rate in the following situations in order to break even.
You have 10 people who are going to each borrow $1000. You expect 1 out of these 10 will default on their loan, and pay you back nothing. (Hint, you need to get back $10,000 in money from 9 people. Each will have to pay $10,000/9=$1,111. That means they would have to pay you $111 interest on $1000 loan. To calculate the interest rate ((1111-1000)/1000) = 11% would be the interest rate this group would have to pay.) You have 100 people who are going to each borrow $1000. You expect 1 out of these 100 will default on their loan, and pay you back nothing. Who will pay a higher interest rate? Why? How much of this difference in interest rate is due to the profit motive? Can this help explain the paradox that the poor (Countries or People), who can less easily afford higher interest rates are often charged a higher rate? What do you think this does for long term growth for these populations?phi210 week 5 discussion AND response
I’m studying for my English class and don’t understand how to answer this. Can you help me study?

“Identifying Misleading Information in an Argument”

Find an online article (news, magazine, journal, etc.) on any subject that interests you that uses statistics to make its conclusion. Share a link in this thread.

Now answser these questions about that article:
What is the premise and conclusion of the argument based on statistics? Determine whether or not the argument uses any deceptive statistics. Give your opinion on whether or not the argument has presuaded you. Explain why or not. Determine the primary ways in which statistics or authority are used in your current position in developing persuasive arguments and provide examples here.
AND RESPOND TO THIS POST:

Velten

RE: Week 5 Discussion

COLLAPSE

Overall Rating:
1 2 3 4 5
Your Rating:
1 2 3 4 5
Good morning Class and Dr. Wess

Researchers all agree that smartphones and technology is changing our brains and the way we act (Sudakow, 1). There have been many studies about the impact of technology on our brains, behaviors, and how we act (Sudakow, 1). There are some statistic’s that show how smartphones are the main technology that is affecting it. This article goes on to list 6 different statistics surrounding this topic.
“90% of Americans reported using a technology device within one hour of bedtime” (Sudakow, 1). “49% of college students reported checking their phones at least once overnight” (Sudakow, 1). “Over half of college students in one study unlocked their phones more than 60 times a day to find out “what they were missing” while they weren’t engaged with their phones. Each session lasted about three to four minutes totaling 220 minutes a day” (Sudakow, 1). “45% of 14 to 18-year old adolescents reported “always” or “almost always” texting while watching television in a large study” (Sudakow, 1). “Ten minutes: the amount of time that could pass before heavy technology users showed visible signs of anxiety” (Sudakow, 1). “Five hours broken up into 85 distinct sessions: the amount of time 18 to 33-year old young adults spent on their cell phone every day in another research study” (Sudakow, 1).
The premise is that smartphones are affecting our brains and how we act. The conclusion is that the statistics from the research are really not showing proof that this is the case. The actual fact is that almost all the researches of the study agree that they just don’t know how all this new technology is changing our brains (Sudakow, 1).

Some of these stats can be misleading like over half of college students unlock their phones more than 60 a times a day. They could be using their phones to study. I do believe that technology and especially devices have affected us in some way, but to the extent of changing our brains and damaging them, I’m not sure. I guess time will tell.

Sources
James Sudakow. 2018. New Research: 6 Shocking Statistics and 1 Surprising Conclusion About Our Smartphone Use. Retrieved from https://www.inc.com/james-sudakow/scientific-research-about-our-smart-phone-use-6-shocking-statistics-1-surprising-conclusion.htmlassignment: assignment help online
I’m studying for my Management class and need an explanation.

part 1 discussion questions (120 words to each one)

1.The Adaptation of Services to the Internet

The way that services are offered to consumers is changing drastically because of the impact of the Internet. Select one of the following industries and discuss the impact of technological and what changes were made.

Banking – Go to the US Bank homepage [http://www.usbank.com] and select internet banking from the homepage. Take at look at Citibank [http://www.citibank.com], eMortgages.com [http://www.emortgages.com], and Lending Tree [http://www.lendingtree.com].

Healthcare – Visit one of the following prescription drug sites: Lipitor [http://www.lipitor.com], Rogaine [http://www.rogaine.com], or Prozac [http://www.prozac.com]. Try one of these sites: Dentists.com [http://www.dentists.com], Healthline [http://www.healthline.com], or WebMD.com [http://www.webmd.com].

Insurance – Log on to Best Quote US [http://www.bestquoteus.com/] and/or Instant Quote [http://www.instantquote.com]. How does this compare to the “old” way of buying insurance? Visit and explore some of the links.

Travel – Visit one of the following travel sites: Cheaptickets.com [http://www.cheaptickets.com], Travelocity.com [http://www.travelocity.com], Expedia [http://www.expedia.com]. How have the growth of these online reservation sites affected the travel agencies? What role do Travel agencies now play in the marketplace?

2.One of the easiest places to see the impact of the Internet on marketing is by looking at its effect on pricing decisions and consumer’s perceptions of prices. Since its inception, the World Wide Web (WWW) has developed the reputation as being the place to shop to get the lowest prices.
Why has this reputation developed? Why might it be possible to charge lower prices online? Are products really cheaper?
To answer this last question, choose two products and find them for sale online (books, CD’s, and software work very well). Calculate the total price that would be charged to your credit card, then go to a “brick and mortar” retailer and find prices for the same product there. Make your comparisons.
Where is the cheapest place to buy the products that you have selected? What costs go into determining which place you buy your product? Are there any non-financial costs to shopping online? To off-line shopping?
Part 2 assignment

Read Case 20 – Schwinn Bicycles and answer the 6 questions that follow (page 508)

Please use this strategy when you analyze a case:
Identify and write the main issues found discussed in the case (who, what, how, where and when (the critical facts in a case). List all indicators (including stated “problems”) that something is not as expected or as desired. Briefly analyze the issue with theories found in your textbook or other academic materials. Decide which ideas, models, and theories seem useful. Apply these conceptual tools to the situation. As new information is revealed, cycle back to sub steps a and b. Identify the areas that need improvement (use theories from your textbook)
Specify and prioritize the criteria used to choose action alternatives. Discover or invent feasible action alternatives. Examine the probable consequences of action alternatives. Select a course of action. Design and implementation plan/schedule. Create a plan for assessing the action to be implemented.
Conclusion (every paper should end with a strong conclusion or summary)

How to create Testimonial Carousel using Bootstrap5

Clients' Reviews about Our Services